Starting the Home Loan Process

It’s important as a buyer that you establish some kind of financing before you make any serious home offer. The pre-approval process allows lenders to take a look at your finances and credit history in order to make a general assumption about your loan amount.

The pre-approval process is when a lender looks at all of your finances and determines the amount of money you could afford for a mortgage. In order to get pre-approved for a loan, you need to contact a lender. Your JJ Elek agent can help you help you find a lender that you feel comfortable with, and that offers programs best-suited to your needs.

Do you live in the Woodbridge, NJ area and need help starting the home loan process? Contact us—we are happy to lead the way!